Fast and Easy financing for your new construction projects.

Get your funds quickly so you don’t miss important opportunities.

Fast Approvals

We have streamlined our approval process to get you approved FAST!

Easy Process

Our easy application process doesn’t require you to fill out endless forms or to provide supporting documentation.

Highly Competitive Rates

We are here to get you funded fast, easy, and at fair competitive rate.

Funds in 14 - 21 Days

Most loans are funded in only 14 to 21 days, so you can get on with your life.

New construction house builder in hard hat walking on holding tablet PC

New Construction Loans

First-Time Investors Welcome

12-24 Month Interest Only Terms

650 Minimum Fico Score

Interest Rates Starting at 10.25%

Funding up to 90% Loan To Cost

Single-family, 2+ Units, Multi-property

New Construction experience required

About New Construction Loans

New Construction loans are used exclusively for residential real estate opportunities. Typically, the borrower needs 8 to 12 months from the date of purchase to build the property and resell it for a profit.

Most new construction investors will purchase distressed property or vacant land with the intention of building a new property. The ultimate goal is for the investor to sell or rent the property under the following three conditions:

  • Minimize the construction expenses as much as possible.
  • Maximize the market value of the property for resale.
  • Retain the property for the shortest possible time

We have secured many long-term relationships with private money lenders and investors over 30+ years in the lending business. Our reputation for integrity and our ability to secure reliable funding have earned us the respect and trust of our clients and the industry. This is why Brass Financial is a great partner to work with.

We get you funded quickly with an easy process so you don’t miss a great opportunity!

Fast Approvals

Easy Process

Highly Competitive Rates

Funds in 14-21 Days

New Construction Loan FAQ’s

What type of properties are eligible?

The following property types are eligible for our new construction loans:

  • Single Family Residence (SFR)
  • Multi-Unit Properties
  • Condominiums
  • Townhouses
In which states do you offer New Construction loans?

We offer new construction loans in all 50 US states.

What type of documentation is required?

Because we specialize in New Construction loans, we manage these loans differently – taking into account current real estate trends and other common sense factors. As a result, we do not require traditional documentation like tax returns or income statements.

The following documents are requested as part of your New Construction loan application:

  • Sales Contract
  • Construction Budget
  • Previous experience
Do you offer New Construction loans to companies or LLC's?
Yes! We are proud to be a trusted partner of many companies that work on new construction projects.
I've never built a house before. Can I still qualify?
We work with many first-time property flippers. In fact, we are unique in our ability to get you funded with Fix and Flip loans when many other lenders would not successfully secure your funding. But for new construction loans, you need to have previous experience to qualify, if you have a few heavy renovation projects completed you may be able to qualify for a new construction loan if you have never built a new home before.
Is there a prepayment penalty?
No, there is no prepayment penalty on our new construction loans.
Does this include additional funding for construction/repairs needed?
Yes. As a new construction expert lender, we understand that most new construction projects need additional funds for the construction and repair costs in order to be successful. Our new construction loans include these repair costs as part of the loan.
How long does it take to receive my funds?
Our new construction loan process is quick and easy. Most loans are funded in 14 to 21 days – so you will never miss a great opportunity.

Easy Process

Our new construction loan process is quick and easy. Most loans are funded in 14 to 21 days – so you will never miss a great opportunity.

We make sure our new construction loans get closed in a quick and convenient manner so that you can get the funding for your project easily! Call one of our loan experts at (609)800-FUND to discuss a possible loan, or click below to get started on the application!

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